Win a trip to celebrate Sydney WorldPride 2023

Cover-More Sydney WorldPride 2023 [Cover-More Donation Give-Away] (Competition)

Terms & Conditions of Entry for Game of Skill

General

1. These Terms and Conditions apply to the Cover-More Sydney WorldPride 2023 Donation Give Away . Entry into this competition is deemed acceptance of these Terms and Conditions by each Eligible Entrant.
2. Entries must comply with these Terms and Conditions to be valid.
3. To the extent of any inconsistency between these Terms and Conditions and any other reference to this prize draw, these Terms and Conditions prevail.
4. The promoter is Cover-More Insurance Services Pty Ltd (ABN 95 003 114 145) of Zurich Tower, 118 Mount Street, North Sydney NSW 2060 Australia (Promotor or Cover-More).

Eligibility

5. Subject to clause 7, 8, 9 and 10, entry is open to all who are over the age of 18 years, as of the date of entry, and who have fulfilled the requirements set out below (“Eligible Entrants”).
6. Employees, and their immediate family, of Cover-More are not eligible to enter this Competition. Immediate family means any of the following: spouse, ex-spouse, de facto spouse, child or stepchild (whether natural or by adoption), parent, step parent, grandparent, step grandparent, uncle, aunt, niece, nephew, brother, sister, step brother, step sister or first cousin.
7. Eligible Entrants can enter only once.
8. Entries must be received during the Incentive Period and will be deemed to be received only when they have actually been received by the Promoter.
9. Eligible Entrants who use automatically generated entries or multiple aliases, may be disqualified from the Competition.

How to Enter

10. During the Incentive Period, Eligible Entrants must complete all mandatory entry fields on the webform located on the Competition landing page at https://covermore-experiences.com/worldpride(“Website”). In order to be entered into the Competition, the Eligible Entrant must submit these details via the landing page form and answer fifty (50) words or less question.
11. Eligible Entrants must provide, on request, all contact details, including a valid email address, to be eligible for the chance to win. Eligible Entrants may only enter in their own full name and email address.

Open, Close, and Publish dates

12. The Competition commences on 19/02/2023 at 00:00 AEDT and closes on 05/03/2023 at 23:59 AEDT (“Incentive Period”).
13. Entries must be received by the Promoter prior to the end of the Incentive Period.
14. The prize (or in the case of prize confirmations) will be paid to the winners selected Eligible Charity within thirty (30) days of the judging completion.

    Judging and winner

15. This Competition is a game of skill, and chance plays no part in determining the winner. All entries will be judged individually on their merits based on the Judging Criteria for originality and creativity.
16. Judging will take place between 09:00 and 17:00 AEDT on or before 10/03/2023 at Zurich Tower, 118 Mount Street, North Sydney, NSW 2060. Entries will be judged by a panel of judges appointed by the Promoter.
17. The Eligible Entrant who submits the best Entry in accordance with the Judging Criteria (as determined by the judges) will win the Prize (Winner). The judges’ decision is final, and the Promoter will not engage in correspondence regarding the result.
18. The winner will be notified by email within seven (7) business days of the end of the judging period. The winner of the Competition may be published on the Website within 30 days of announcement.
19. The Winner must claim the Prize within the Claim Period. The Claim period is within five (5) days from the date of notification. The Promoter will not be liable in any way for the acts or omission of a third-party supplier responsible for providing the Prize, including, but not limited to other matters related to the chosen Eligible Charity by the winning individual.
20. If the Winner is unable to comply with these Terms and Conditions and/or does not claim the Prize within the Claim Period, the Promoter reserves the right to award the Prize to the Eligible Entrant with the next best Entry as determined by the judges.

    Prize

21. The total prize value is at up to $5,000.00AUD.
22. The prize on offer is:
    1x $5,000AUD  donation towards the winners selected Eligible Charity.

    Eligible Entrants can select one (1) of the following Eligible Charities as part of their entry:
    a) BlaQ Aboriginal Corporation
    b) Equality Australia Ltd
    c) Minus 18 Foundation
    d) Rainbow Families Incorporated
    e) People With Disability Australia Ltd

23. The winner’s entitlement to the prize is subject to:
    a) the Prize conditions; and
    b) additional terms and conditions imposed by the supplier(s) of the Prize (if any), with which the Winner must comply, separately and in addition to these Terms and Conditions.
24. The Prize is not transferable and not redeemable for cash or other goods or services. The Prize must be accepted as a whole and as stated in these Terms and Conditions. No alternative will be provided, and no compensation will be payable if the Winner is unable to accept the Prize as is.

25. The winner must claim the prize by replying to the winner announcement email and provide all necessary details to facilitate the donation to their chosen Eligible Charity. The charitable organisation is subject to information provided being verified before a donation can be awarded. The Eligible Charities listed within the entry form are final and the Promoter will not engage in correspondence regarding alternative charity organisations. If for any reason, the Eligible Charity is unclear on how it uses donations received, the promoter can request further financial reports and/or choose an alternative Eligible Charity at its sole discretion.
26. If this promotion is interfered with in any way or is not capable of being conducted as reasonably anticipated due to any reason beyond the reasonable control of the Promoter, including but not limited to technical difficulties, unauthorised intervention or fraud, the Promoter reserves the right, in its sole discretion, to the fullest extent permitted by law: (a) to disqualify any Eligible Entrant ; or (b) to modify, suspend, terminate or cancel the promotion, as appropriate.

Further Terms and Conditions

27. Any Eligible Entrant found to have used a third party (including online Competition entry site) to enter on their behalf will have all entries invalidated and any claim they have to any prize will be invalidated. If such an Eligible Entrant is awarded the Prize and then found to have breached this clause, the Eligible Entrant must immediately return the Prize awarded. The Promoter has sole discretion to determine if this clause has been breached by any Eligible Entrant. The Promoter reserves the right to request whatever documentation it deems necessary to confirm if the Eligible Entrant has breached this clause. An Eligible Entrant must provide any requested documentation to the Promoter upon request. The Promoter reserves the right to disqualify any Eligible Entrant who provides false information or who seeks to gain an unfair advantage or to manipulate this Competition.
28. Any Eligible Entrant found to be entering incorrect contact details, including incorrect email contact details, will have all entries invalidated and any claim to any prize will be invalidated. If such an Eligible Entrant is awarded the Prize and then found to have breached this clause, the Eligible Entrant must immediately return the Prize awarded. The Promoter has sole discretion to determine if this clause has been breached by any Eligible Entrant. The Promoter reserves the right to request whatever documentation it deems necessary to confirm if the Eligible Entrant has breached this clause. An Eligible Entrant must provide any requested documentation to the Promoter upon request. In the event of a dispute concerning who properly entered to participate in the Competition, the entry will be declared to have been made by the authorized account holder which is defined as the natural person who is assigned to an email address by an internet provider, online service provider, or other organization (e.g., business, education institution, etc.) that is responsible for assigning email addresses for the domain associated with the submitted email address. A potential winner may be requested to provide the Promoter with proof that the potential winner is the authorized account holder of the email address. If a dispute cannot be resolved to the Promoter’s satisfaction, the entry will be deemed ineligible.
29. If the Prize is unavailable, for whatever reason, the Promoter reserves the right to substitute the Prize for a prize of equal or greater value, subject to the applicable legislation. It is a condition of accepting the Prize that the winner must comply with all the conditions of use of the Prize and Prize supplier’s requirements. The Prize must be taken as stated and no compensation will be payable if a winner is unable to use the Prize as stated.
30. The Promoter highly recommends a current residential street address and email address be provided when requested for ease of correspondence and potential Prize delivery.
31. The Promoter reserves the right to request winners to sign a winner’s deed of release (and indemnification) or any other relevant forms or agreements that the Promoter deems necessary, to provide proof of identity, proof of age, proof of residency at the nominated prize delivery address and/or proof of entry validity (including phone bill) in order to claim the Prize. Proof of identification, residency, age and entry considered suitable for verification is at the discretion of the Promoter. In the event that a winner cannot provide suitable proof, the winner will forfeit the prize in whole and no substitute will be offered.
32. The Promoter reserves the right to conduct a re-draw in the event that an Eligible Entrant, claiming to be a winner, is unable to satisfy these Terms and Conditions or has breached these Terms and Conditions.
33. Subject to any applicable legislation, the Promoter’s decision in relation to any aspect of the Competition is final and binding on each person who enters. No correspondence will be entered into. The Promotor accepts no responsibility for late, lost or misdirected entries.
34. All amounts, including Prize amounts quoted in these Terms and Conditions are in Australian dollars (AUD) and exclusive of GST.

Privacy Collection Statement

35. Subject to this clause 35, the Promoter and its related entities collect Eligible Entrants’ personal information for the purpose of conducting and promoting this Competition (including but not limited to determining and notifying winners). The Promoter may disclose personal information collected to an agent who is engaged to conduct the draw for the Competition and for prize fulfilment. The Promoter may also disclose personal information collected to Australian regulatory authorities, such as the regulators of trade promotions. The Promoter will otherwise handle your personal information in accordance with its Privacy Policy available at https://www.covermore.com.au/covermore-privacy-policy. You may request access or to update your personal information or lodge a complaint by writing to The Privacy Officer, Cover-More Group (ABN 95 003 114 145) of Private Bag 913, North Sydney NSW 2059.

Copyright, Statutory guarantees, Waiver and liability

36. All entries and any copyright subsisting in the entries become and remain the property of the Promoter who may publish or cause to be published any of the entries received.
37. The Eligible Entrants represent and warrant that by entering the Competition that the submission is the Eligible Entrants original work, and the Eligible Entrant owns all rights, including, but not limited to copyright and intellectual property in the submission, and no part of the submission has been plagiarised, or infringes a third party right.
38. In participating in the Competition, the winner/s agree to participate and co-operate as required in all editorial activities relating to the Competition, including but not limited to being interviewed and photographed. The winner/s agree to grant the Promoter a perpetual and non-exclusive licence to use such footage and photographs in all media worldwide, including online social networking sites, and the winner/s will not be entitled to any fee for such use.
39. The Promoter (subject to State and Territory legislation) reserves the right to amend, cancel or suspend this Competition if an event beyond the control of the Promoter corrupts or affect the administration security, fairness, integrity or proper conduct of this Competition. The Promoter will disqualify any individual who has or who attempts to tamper with the entry process or any other aspect of this Competition. In particular, computer-generated entries and the use “scripting” is not permitted and will not be accepted.
40. Any cost associated with accessing the promotional website is the Eligible Entrant’s responsibility and is dependent on the internet service provider used.
41. Nothing in these Terms and Conditions limit, exclude or modify or purports to limit, exclude or modify the statutory consumer guarantees as provided under any applicable laws, including (but not limited to) the Competition and Consumer Act 2010 (Cth), as well as any other implied warranties under the ASIC Act or similar consumer protection laws in the State and Territories of Australia (‘Non-Excludable Guarantees’).
42. By entering in the competition, each Eligible Entrant agrees that New South Wales law, Australia without regard to conflicts of laws principles will apply to all matters relating to this competition. In the case of a dispute, the Eligible Entrant agrees to submit to the exclusive jurisdiction of the courts of New South Wales, Australia.
43. Except for any liability that cannot by law be excluded, including the Non-Excludable Guarantees, the Promoter (including its respective officers, affiliates, parents, employees and agents) is not responsible for and excludes all liability (including negligence) and Eligible Entrants agree to indemnify and hold harmless the Promoter for any excluded liabilities as set forth herein, for any personal injury; or any loss or damage (including loss of opportunity); whether direct, indirect, special or consequential, arising in any way out of: (a) any technical difficulties or equipment malfunction (whether or not under the Promoter’s control); (b) any theft, unauthorised access or third party interference; (c) any entry or prize claim that is late, lost, altered, damaged or misdirected (whether or not after their receipt by the Promoter) due to any reason beyond the reasonable control of the Promoter; (d) any variation in prize value to that stated in these Terms and Conditions; (e) any tax liability incurred by a winner or Eligible Entrant; (f) use of a prize. The Promoter (including its’ officers, employees and agents) excludes all liability for any loss (including, without limitation, indirect, special or consequential loss or loss of profits or opportunity), expense, damage, personal injury or death which is suffered or sustained (whether or not arising from any person’s negligence) in connection with this Competition including taking or using a prize, except for any liability which cannot be excluded by law (in which case that liability is limited to the minimum allowable by law), including the Non-Excludable Guarantees; and (g) any incorrect or inaccurate information, whether caused by website users or by any of the equipment or programming associated with or utilized in the Competition or by any technical or human error, which may occur in the processing of submissions in the Competition. Any change in value of the prize occurring between the publishing date and date the prize is claimed is not the responsibility of the Promoter.

Promoter and/or ‘us’
Cover-More Insurance Services Pty Ltd (ABN 95 003 114 145)

Competition
Sydney WorldPride 2023 Weekend Experience

Entrants
Australian or New Zealand residents aged 18 years and over

Exclusions
Employees of Promoter and the suppliers and agencies associated with this Competition, and the immediate family of all such employees and any person involved in the management of any organisation which will benefit from the Competition

Entry Period
Starts at 00:00 AEDT on Sunday 01 January 2023 and ends at 11:59 AEDT on Sunday 15 January 2023

Entry
Follow the prompts to the Competition page on www.covermore-experiences.com/swp-win
a) Complete all mandatory entry fields on the webform located on the Competition landing page at www.covermore-experiences.com/swp-win (“Website”).
b) Answer the following question in fifty (50) words or less: “What does safe travel mean to you?”

Limit
One (1) entry per person.

Judging Criteria
Originality and creativity

Prize Determination
Between 09:00 and 17:00 AEDT on Monday 16 January 2023

Notification
By email on Wednesday 18 January 2023

Claim Period
Within five (5) days from the date of Notification

Prize
One (1) plus partner, all-inclusive weekend trip to experience Sydney WorldPride 2023

Total Value Prize
Total is up to $5,694AUD

Prize Conditions
c) In order to receive the Prize, the Winner must have provided the Promoter with a valid email address at Entry.
d) The Winner’s details name/email address will be provided to World Travel Protection directly to fulfil the travel and accommodation prize, in accordance with clause 27 of these Terms and Conditions.
e) The Prize must be booked and confirmed with the winner by no later than 30 January 2023.
f) If you are the winner, you must provide us with all contact details necessary for us to make all appropriate booking arrangements for the Prize by no later than this date, otherwise it will be deemed null and void, and you may be disqualified from the Competition at our sole discretion.

Social media conditions:
a) This Competition may be promoted through third-party websites such as LinkedIn, Twitter, Facebook and/or Instagram.
b) By entering this Competition, Entrants may be subject to terms and conditions of third-party websites such as LinkedIn, Twitter, Facebook and/or Instagram.
c) This Competition is in no way sponsored, endorsed or administered by, or associated with, LinkedIn, Twitter, Facebook and/or Instagram.
d) Entrants understand that they are providing their information to the Promoter, LinkedIn, Twitter, Facebook, and/or Instagram.
e) Entrants are solely responsible and liable for the content of their Entries and any other information they transmit to other Internet users. To the extent permitted by law, each Entrant agrees to indemnify, defend and forever hold harmless, LinkedIn, Twitter, Facebook, Instagram and its associated agencies and companies, against any and all losses, actions, claims, costs, expenses and damages (of any nature) which may be incurred by an Entrant in respect of the Entrant’s participation in the Competition.
f) Any questions, comments or complaints about the Competition must be directed to the Promoter, and not to LinkedIn, Twitter, Facebook or Instagram.

General

1. Information on how to enter this Promotion, mechanics of entry and prizes form part of these Competition Terms and Conditions. Entry into this Promotion is deemed acceptance of these Competition Terms and Conditions by each Entrant.
2. To the extent of any inconsistency between these Terms and Conditions and any other reference to this prize game of skill, these Terms and Conditions prevail.
3. The promoter is Cover-More Insurance Services Pty Ltd (ABN 95 003 114 145) of Zurich Tower, 118 Mount Street, North Sydney NSW 2060 Australia.
   

   Eligibility

4. Subject to clause 5, entry is open to all who reside in Australia or New Zealand, are over the age of 18 years, as of the date of entry, and who have fulfilled the requirements set out below (“Eligible Entrants”).
5. Employees, and their immediate family, of Cover-More are not eligible to enter this Competition. Immediate family means any of the following: spouse, ex-spouse, de facto spouse, child or stepchild (whether natural or by adoption), parent, step parent, grandparent, step grandparent, uncle, aunt, niece, nephew, brother, sister, step brother, step sister or first cousin.
   

   How to Enter

6. During the Incentive Period, eligible Entrants must complete all mandatory entry fields on the webform located on the Competition landing page at www.covermore-experiences.com/swp-win (“Website”). In order to be entered into the Competition, the Entrant must submit these details via the landing page form and answer a fifty (50) words or less question.
7. Entrants must provide, on request, all contact details, including a valid email address, to be eligible to win. Entrants may only enter in their own name and email address. Only one entry per Entrant.
   

   Open, Close, and Publish dates

8. The Competition commences on 01/01/2023 at 00:00 AEDT and closes on 15/01/2023 at 23:59 AEDT (“Incentive Period”).
9. Entries must be received by the Promoter prior to the end of the Incentive Period.
10. The prize (or in the case of prize confirmations) will be sent within 3 days of the judging completion.
    

    Judging

11. This Competition is a game of skill, and chance plays no part in determining the winner. All entries will be judged individually on their merits based on the Judging Criteria.
12. Judging will take place at the Prize Determination. Entries will be judged by a panel of judges appointed by the Promoter.
13. The Entrant who submits the best Entry in accordance with the Judging Criteria (as determined by the judges) will win the Prize(s) (Winner). The judges’ decision is final, and the Promoter will not engage in correspondence regarding the result.
    

    Winner/s

14. The Winner will be notified in accordance with the notification.
15. The Winner must claim the Prize within the Claim Period. The Promoter will not be liable in any way for the acts or omission of a third-party supplier responsible for providing the Prize, including, but not limited to flight delays, accommodation issues or any other matter related to the Sydney WorldPride 2023 event.
16. If the Winner is unable to comply with these Terms and Conditions and/or does not claim the Prize within the Claim Period, the Promoter reserves the right to award the Prize to the Entrant with the next best Entry as determined by the judges.
17. The winner will be notified by email within three business days of the end of the Incentive Period.
18. The winner of the Competition may be published on the Website on 30/01/2023
    

    
    Prize

19. The total prize value is at up to a total of $5,694.00AUD as at 22/11/2022 and is eligible to Australian or New Zealand residents only, aged 18 years and over, subject to these Terms and Conditions.
20. The prize on offer is:

    a) 2x Return flights to Sydney (economy)
    • Darwin / Sydney return = $ 1550 per person
    • Perth / Sydney return = $ 1220 per person
    • Hobart / Sydney return = $ 680 per person
    • Adelaide / Sydney return = $ 695 per person
    • Brisbane / Sydney return = $ 670 per person
    • Melbourne / Sydney return = $ 670 per person
    • Auckland/Sydney return = $830 per person
    • Wellington/Sydney return = $740 per person
    • Christchurch/Sydney return = $775 per person

    The prices above only cover cost of flights, and the Promoter will only cover the cost of flights. The Winner is solely responsible for their own travel cost from their place of residence to the airport, and back to their place of residence from the airport.

    Flights are not included for Sydney residents.

    b) Transfers (Up to the total of AU$550)
    • Airport – Hotel – Event – Hotel – Airport
    • For Sydney residents only: Hotel – Event – Hotel – place of residence

    c) Accommodation (Total of AU1,308)
    • Two nights’ accommodation for 2 people sharing a room at the Grace Hotel in Sydney valued at $654.00 per room per night

    d) Bondi Beach Party Ticket Access (Total of AU$458.00)
    • Two fast-lane access tickets to the value of $229.00 per ticket attending the Bondi Beach party on Saturday 4th March 2023

    e) Rainbow Republic Closing Concert (Total of AU$278.00)
    • Two General Admission Tickets to Rainbow Republic – Closing Concert Sunday 5th March 2023.

21. The winner’s use of the prize is subject to:
    (a) the Prize conditions; and

    (b) additional terms and conditions imposed by the supplier(s) of the Prize (if any), with which the Winner must comply.

22. The Prize is not transferable and not redeemable for cash or other goods or services. The Prize must be taken as a whole and as stated in these Terms and Conditions. No alternative will be provided, and no compensation will be payable if the Winner is unable to use the Prize as such.

23. If the winner resides in Sydney, the Prize will not include flights and the winner is not eligible to be reimbursed in any other way, including, but not limited to in cash or other goods or services.

    Further Terms and Conditions

24. Any Entrant found to have used a third party (including online Competition entry site) to enter on their behalf will have all entries invalidated and any claim they have to any prize will be invalidated. If such an Entrant is awarded the Prize and then found to have breached this clause, the Entrant must immediately return the Prize awarded. The Promoter has sole discretion to determine if this clause has been breached by any Entrant. The Promoter reserves the right to request whatever documentation it deems necessary to confirm if the Entrant has breached this clause. An Entrant must provide any requested documentation to the Promoter upon request. The Promoter reserves the right to disqualify any Entrant who provides false information or who seeks to gain an unfair advantage or to manipulate this Competition.

25. Any Entrant found to be entering incorrect contact details, including incorrect email contact details, will have all entries invalidated and any claim to any prize will be invalidated. If such an Entrant is awarded the Prize and then found to have breached this clause, the Entrant must immediately return the Prize awarded. The Promoter has sole discretion to determine if this clause has been breached by any Entrant. The Promoter reserves the right to request whatever documentation it deems necessary to confirm if the Entrant has breached this clause. An Entrant must provide any requested documentation to the Promoter upon request. In the event of a dispute concerning who properly entered to participate in the Competition, the entry will be declared to have been made by the authorized account holder which is defined as the natural person who is assigned to an email address by an internet provider, online service provider, or other organization (e.g., business, education institution, etc.) that is responsible for assigning email addresses for the domain associated with the submitted email address. A potential winner may be requested to provide the Promoter with proof that the potential winner is the authorized account holder of the email address. If a dispute cannot be resolved to the Promoter’s satisfaction, the entry will be deemed ineligible.

26. If the Prize is unavailable, for whatever reason, the Promoter reserves the right to substitute the Prize for a prize of equal or greater value, subject to the applicable legislation. Prize is subject to flight availability at the time of booking. The winner is solely liable for their own transport cost to the airport from their place of residence and from the airport back to their place of residence. It is a condition of accepting the Prize that the winner must comply with all the conditions of use of the Prize and Prize supplier’s requirements. The Prize must be taken as stated and no compensation will be payable if a winner is unable to use the Prize as stated.

27. The Promoter highly recommends a current residential street address and email address be provided when requested for ease of correspondence and potential Prize delivery. The Promoter will make all reasonable efforts to deliver the Prize to the addresses provided by Competition Entrants. The Promoter cannot guarantee that the Prize returned to the Promoter due to non-delivery at the provided address will be re-sent to the Prize winner.

28. The Promoter reserves the right to request winners to sign a winner’s deed of release (and indemnification) or any other relevant forms or agreements that the Promoter deems necessary, to provide proof of identity, proof of age, proof of residency at the nominated prize delivery address and/or proof of entry validity (including phone bill) in order to claim the Prize. Proof of identification, residency, age and entry considered suitable for verification is at the discretion of the Promoter. In the event that a winner cannot provide suitable proof, the winner will forfeit the prize in whole and no substitute will be offered.

29. The Promoter reserves the right to conduct a re-draw in the event that an Entrant, claiming to be a winner, is unable to satisfy these Terms and Conditions or has breached these Terms and Conditions.

30. Subject to the applicable legislation, the Promoter’s decision in relation to any aspect of the Competition is final and binding on each person who enters. No correspondence will be entered into. The Promotor accepts no responsibility  for late, lost or misdirected entries. The Prize is subject to availability, not transferable or exchangeable and cannot be taken as cash.

31. All amounts, including Prize amounts quoted in these Terms and Conditions are in Australian dollars (AUD) and exclusive of GST.

    Privacy Collection statement

32. Subject to this clause 32, the Promoter and its related entities collect Entrants’ personal information for the purpose of conducting and promoting this Competition (including but not limited to determining and notifying winners). The Promoter may disclose personal information collected to an agent who is engaged to conduct the judging for the Competition game of skill and for prize fulfilment. The Promoter may also disclose personal information collected to Australian regulatory authorities, such as the regulators of trade promotions. The Promoter will otherwise handle your personal information in accordance with its Privacy Policy available at https://www.covermore.com.au/covermore-privacy-policy. You may request access or to update your personal information or lodge a complaint by writing to The Privacy Officer, Cover-More Group (ABN 95 003 114 145) of Private Bag 913, North Sydney NSW 2059.

    Copyright, Statutory guarantees, Waiver and liability

33. All entries and any copyright subsisting in the entries become and remain the property of the Promoter who may publish or cause to be published any of the entries received.

34. The Entrants represent and warrant that by entering the Competition that the submission is the Entrants original work, and the Entrant owns all rights, including, but not limited to copyright and intellectual property in the submission, and no part of the submission has been plagiarised, or infringes a third party right.

35. In participating in the Competition, the winner/s agree to participate and co-operate as required in all editorial activities relating to the Competition, including but not limited to being interviewed and photographed. The winner/s agree to grant the Promoter a perpetual and non-exclusive licence to use such footage and photographs in all media worldwide, including online social networking sites, and the winner/s will not be entitled to any fee for such use.

36. The Promoter (subject to State and Territory legislation) reserves the right to amend, cancel or suspend this Competition if an event beyond the control of the Promoter corrupts or affect the administration security, fairness, integrity or proper conduct of this Competition. The Promoter will disqualify any individual who has or who attempts to tamper with the entry process or any other aspect of this Competition. In particular, computer-generated entries and the use “scripting” is not permitted and will not be accepted.

37. Any cost associated with accessing the promotional website is the Entrant’s responsibility and is dependent on the internet service provider used.

38. Nothing in these Terms and Conditions limit, exclude or modify or purports to limit, exclude or modify the statutory consumer guarantees as provided under any applicable laws, including (but not limited to) the Competition and Consumer Act 2010 (Cth), as well as any other implied warranties under the ASIC Act or similar consumer protection laws in the State and Territories of Australia (‘Non-Excludable Guarantees’).

39. By entering in the competition, each Entrant agrees that New South Wales law, Australia without regard to conflicts of laws principles will apply to all matters relating to this competition. In the case of a dispute, the Entrant agrees to submit to the exclusive jurisdiction of the courts of New South Wales, Australia, except where, by law, such dispute must be brought in the jurisdiction in which the Entrant is domiciled, or where the relevant law contains mandatory provisions that override such exclusive jurisdiction.

40. Except for any liability that cannot by law be excluded, including the Non-Excludable Guarantees, the Promoter (including its respective officers, affiliates, parents, employees and agents) is not responsible for and excludes all liability (including negligence) and Entrants agree to indemnify and hold harmless the Promoter for any excluded liabilities as set forth herein, for any personal injury; or any loss or damage (including loss of opportunity); whether direct, indirect, special or consequential, arising in any way out of: (a) any technical difficulties or equipment malfunction (whether or not under the Promoter’s control); (b) any theft, unauthorised access or third party interference; (c) any entry or prize claim that is late, lost, altered, damaged or misdirected (whether or not after their receipt by the Promoter) due to any reason beyond the reasonable control of the Promoter; (d) any variation in prize value to that stated in these Terms and Conditions; (e) any tax liability incurred by a winner or Eligible Entrant; (f) use of a prize. The Promoter (including its’ officers, employees and agents) excludes all liability for any loss (including, without limitation, indirect, special or consequential loss or loss of profits or opportunity), expense, damage, personal injury or death which is suffered or sustained (whether or not arising from any person’s negligence) in connection with this Competition including taking or using a prize, except for any liability which cannot be excluded by law (in which case that liability is limited to the minimum allowable by law), including the Non-Excludable Guarantees; and (g) any incorrect or inaccurate information, whether caused by website users or by any of the equipment or programming associated with or utilized in the Competition or by any technical or human error, which may occur in the processing of submissions in the Competition. Any change in value of the prize occurring between the publishing date and date the prize is claimed is not the responsibility of the Promoter.

General

1. Information on how to enter this Promotion, mechanics of entry and prizes form part of these Competition Terms and Conditions. Entry into this Promotion is deemed acceptance of these Competition Terms and Conditions by each Entrant.
2. To the extent of any inconsistency between these Terms and Conditions and any other reference to this prize game of skill, these Terms and Conditions prevail.
3. The promoter is Cover-More Insurance Services Pty Ltd (ABN 95 003 114 145) of Zurich Tower, 118 Mount Street, North Sydney NSW 2060 Australia.
   

   Eligibility

4.  Subject to clause 5, entry is open to (a) Cover-More Authorised Representatives (travel agents) who reside in Australia or New Zealand, and who have fulfilled the requirements set out below (“Eligible Entrants”).
5. Employees, and their immediate family, of Cover-More are not eligible to enter this Competition. Immediate family means any of the following: spouse, ex-spouse, de facto spouse, child or step-child (whether natural or by adoption), parent, step parent, grandparent, step grandparent, uncle, aunt, niece, nephew, brother, sister, step brother, step sister or first cousin.
   

   How to Enter

6. During the Incentive Period, eligible Entrants must complete all mandatory entry fields on the webform located on the Competition landing page at www.covermore-experiences.com.au/SWP-agentwin (“Website”). In order to be entered into the Competition, the Entrant must submit these details via the landing page form and answer a fifty (50) words or less question.
7. Entrants must provide, on request, all contact details, including a valid email address, to be eligible to win. Entrants may only enter in their own name and email address. Only one entry per Entrant.
   

   Open, Close, and Publish dates

8. The Competition commences on 09/01/2023 at 00:00 AEDT and closes on 19/01/2023 at 23:59 AEDT (“Incentive Period”).
9. Entries must be received by the Promoter prior to the end of the Incentive Period.
10. The prize (or in the case of prize confirmations) will be sent within 3 days of the draw’s completion.
    Judging
11. This Competition is a game of skill, and chance plays no part in determining the winner. All entries will be judged individually on their merits based on the Judging Criteria.
12. Judging will take place at the Prize Determination. Entries will be judged by a panel of judges appointed by the Promoter.
13. The Entrant who submits the best Entry in accordance with the Judging Criteria (as determined by the judges) will win the Prize(s) (Winner). The judges’ decision is final, and the Promoter will not engage in correspondence regarding the result.
    

    Winner/s

14. The Winner will be notified in accordance with the Notification.
15. The Winner must claim the Prize within the Claim Period. The Promoter will not be liable in any way for the acts or omission of a third-party supplier responsible for providing the Prize, including, but not limited to flight delays, accommodation issues or any other matter related to the Sydney WorldPride 2023 event.
16. If the Winner is unable to comply with these Terms and Conditions and/or does not claim the Prize within the Claim Period, the Promoter reserves the right to award the Prize to the Entrant with the next best Entry as determined by the judges.
17. The winner will be notified by email within three business days of the end of the Incentive Period.
18. The winner of the Competition may be published on the Website on 30/01/2023
    

    Prize

19. The total prize value is at up to a total of $5,694.00AUD as at 22/11/2022 and is eligible to Australian or New Zealand residents only, subject to these Terms and Conditions.
20. The prize on offer is:
    
    (a) 2x Return flights to Sydney (economy)
    Prize pool
    

    Total of AU$3,100,
    – Darwin / Sydney return = $ 1550 per person
    – Perth / Sydney return = $ 1220 per person
    – Hobart / Sydney return = $ 680 per person
    – Adelaide / Sydney return = $ 695 per person
    – Brisbane / Sydney return = $ 670 per person
    – Melbourne / Sydney return = $ 670 per person
    – Auckland/Sydney return = $830 per person
    – Wellington/Sydney return = $740 per person
    – Christchurch/Sydney return = $775 per person

    The prices above only cover cost of flights, and the Promoter will only cover the cost of flights. The Winner is solely responsible for their own travel cost from their place of residence to the airport, and back to their place of residence from the airport.

    Flights are not included for Sydney residents.

    (b) Transfers
    Prize pool

    Total of up to AU$ 550
    Airport – Hotel – Event – Hotel – Airport
    For Sydney residents only: Hotel – Event – Hotel – place of residence

    (c) Accommodation
    Prize pool

    Total of AU$1,308
    Two nights of accommodation for 2 people sharing a room at the Grace Hotel in Sydney valued at $654.00 per room per night.

    (d) 2x Bondi Beach Party Access
    Prize pool

    Total of AU$458.00
    Two fast-lane access tickets to the value of $229.00 per ticket attending the Bondi Beach party on Saturday 4th March 2023

    (e) 2x Tickets Rainbow Republic – Closing Concert
    Prize pool

    Total of AU$278.00
    Two General Admission Tickets to Rainbow Republic – Closing Concert Sunday 5th March 2023.

    The winner’s use of the prize is subject to:
    (a)  The Prize conditions; and
    (b) additional terms and conditions imposed by the supplier(s) of the Prize (if any), with which the Winner must comply.

21. The Prize is not transferable and not redeemable for cash or other goods or services. The Prize must be taken as a whole and as stated in these Terms and Conditions. No alternative will be provided and no compensation will be payable if the Winner is unable to use the Prize as such.
22. If the winner resides in Sydney, the Prize will not include flights and the winner is not eligible to be reimbursed in any other way, including, but not limited to in cash or other goods or services.
    

    
    Further Terms and Conditions
    

23. Any Entrant found to have used a third party (including online Competition entry site) to enter on their behalf will have all entries invalidated and any claim they have to any prize will be invalidated. If such an Entrant is awarded the Prize and then found to have breached this clause, the Entrant must immediately return the Prize awarded. The Promoter has sole discretion to determine if this clause has been breached by any Entrant. The Promoter reserves the right to request whatever documentation it deems necessary to confirm if the Entrant has breached this clause. An Entrant must provide any requested documentation to the Promoter upon request. The Promoter reserves the right to disqualify any Entrant who provides false information or who seeks to gain an unfair advantage or to manipulate this Competition.
24. Any Entrant found to be entering incorrect contact details, including incorrect email contact details, will have all entries invalidated and any claim to any prize will be invalidated. If such an Entrant is awarded the Prize and then found to have breached this clause, the Entrant must immediately return the Prize awarded. The Promoter has sole discretion to determine if this clause has been breached by any Entrant. The Promoter reserves the right to request whatever documentation it deems necessary to confirm if the Entrant has breached this clause. An Entrant must provide any requested documentation to the Promoter upon request. In the event of a dispute concerning who properly entered to participate in the Competition, the entry will be declared to have been made by the authorized account holder which is defined as the natural person who is assigned to an email address by an internet provider, online service provider, or other organization (e.g., business, education institution, etc.) that is responsible for assigning email addresses for the domain associated with the submitted email address. A potential winner may be requested to provide the Promoter with proof that the potential winner is the authorized account holder of the email address. If a dispute cannot be resolved to the Promoter’s satisfaction, the entry will be deemed ineligible.
25. If the Prize is unavailable, for whatever reason, the Promoter reserves the right to substitute the Prize for a prize of equal or greater value, subject to the applicable legislation. Prize is subject to flight availability at the time of booking. The winner is solely liable for their own transport cost to the airport from their place of residence and from the airport back to their place of residence. It is a condition of accepting the Prize that the winner must comply with all the conditions of use of the Prize and Prize supplier’s requirements. The Prize must be taken as stated and no compensation will be payable if a winner is unable to use the Prize as stated.
26. The Promoter highly recommends a current residential street address be provided when requested for ease of correspondence and potential Prize delivery. The Promoter will make all reasonable efforts to deliver the Prize to the addresses provided by Competition Entrants. The Promoter cannot guarantee that the Prize returned to the Promoter due to non-delivery at the provided address will be re-sent to the Prize winner.
27. The Promoter reserves the right to request winners to sign a winner’s deed of release (and indemnification) or any other relevant forms or agreements that the Promoter deems necessary, to provide proof of identity, proof of age, proof of residency at the nominated prize delivery address and/or proof of entry validity (including phone bill) in order to claim the Prize. Proof of identification, residency, age and entry considered suitable for verification is at the discretion of the Promoter. In the event that a winner cannot provide suitable proof, the winner will forfeit the prize in whole and no substitute will be offered.
28. The Promoter reserves the right to conduct a re-draw in the event that an Entrant, claiming to be a winner, is unable to satisfy these Terms and Conditions or has breached these Terms and Conditions.
29. Subject to the applicable legislation, the Promoter’s decision in relation to any aspect of the Competition is final and binding on each person who enters. No correspondence will be entered into. The Promotor accepts no responsibility for late, lost or misdirected entries. The Prize is subject to availability, not transferable or exchangeable and cannot be taken as cash.
30. All amounts, including Prize amounts quoted in these Terms and Conditions are in Australian dollars (AUD) and exclusive of GST.
    

    
    Copyright, Statutory guarantees, Waiver and liability

31. All entries and any copyright subsisting in the entries become and remain the property of the Promoter who may publish or cause to be published any of the entries received.
32. The Entrants represent and warrant that by entering the Competition that the submission is the Entrants original work, and the Entrant owns all rights, including, but not limited to copyright and intellectual property in the submission, and no part of the submission has been plagiarised, or infringes a third party right.
33. In participating in the Competition, the winner/s agree to participate and co-operate as required in all editorial activities relating to the Competition, including but not limited to being interviewed and photographed. The winner/s agree to grant the Promoter a perpetual and non-exclusive licence to use such footage and photographs in all media worldwide, including online social networking sites, and the winner/s will not be entitled to any fee for such use.
34. The Promoter (subject to State and Territory legislation) reserves the right to amend, cancel or suspend this Competition if an event beyond the control of the Promoter corrupts or affect the administration security, fairness, integrity or proper conduct of this Competition. The Promoter will disqualify any individual who has or who attempts to tamper with the entry process or any other aspect of this Competition. In particular, computer-generated entries and the use “scripting” is not permitted and will not be accepted.
35. Any cost associated with accessing the promotional website is the Entrant’s responsibility and is dependent on the internet service provider used.
36. Nothing in these Terms and Conditions limit, exclude or modify or purports to limit, exclude or modify the statutory consumer guarantees as provided under any applicable laws, including (but not limited to) the Competition and Consumer Act 2010 (Cth), as well as any other implied warranties under the ASIC Act or similar consumer protection laws in the State and Territories of Australia (‘Non-Excludable Guarantees’).
37. By entering in the competition, each Entrant agrees that New South Wales law, Australia without regard to conflicts of laws principles will apply to all matters relating to this competition. In the case of a dispute, the Entrant agrees to submit to the exclusive jurisdiction of the courts of New South Wales, Australia, except where, by law, such dispute must be brought in the jurisdiction in which the Entrant is domiciled, or where the relevant law contains mandatory provisions that override such exclusive jurisdiction.
38. Except for any liability that cannot by law be excluded, including the Non-Excludable Guarantees, the Promoter (including its respective officers, affiliates, parents, employees and agents) is not responsible for and excludes all liability (including negligence) and Entrants agree to indemnify and hold harmless the Promoter for any excluded liabilities as set forth herein, for any personal injury; or any loss or damage (including loss of opportunity); whether direct, indirect, special or consequential, arising in any way out of: (a) any technical difficulties or equipment malfunction (whether or not under the Promoter’s control); (b) any theft, unauthorised access or third party interference; (c) any entry or prize claim that is late, lost, altered, damaged or misdirected (whether or not after their receipt by the Promoter) due to any reason beyond the reasonable control of the Promoter; (d) any variation in prize value to that stated in these Terms and Conditions; (e) any tax liability incurred by a winner or Eligible Entrant; (f) use of a prize. The Promoter (including its’ officers, employees and agents) excludes all liability for any loss (including, without limitation, indirect, special or consequential loss or loss of profits or opportunity), expense, damage, personal injury or death which is suffered or sustained (whether or not arising from any person’s negligence) in connection with this Competition including taking or using a prize, except for any liability which cannot be excluded by law (in which case that liability is limited to the minimum allowable by law), including the Non-Excludable Guarantees; and (g) any incorrect or inaccurate information, whether caused by website users or by any of the equipment or programming associated with or utilized in the Competition or by any technical or human error, which may occur in the processing of submissions in the Competition. Any change in value of the prize occurring between the publishing date and date the prize is claimed is not the responsibility of the Promoter.